Know your policy!

This summer, I took my first "out of country" trip without my mom. A friend and I went to St. Thomas and had a wonderful time, but I became very sick on one of my last days there. Of course, the Dr. didn't take state insurance, so I just put it on my credit card, and planned on filing a claim when I got home.
If you are ever going on a trip, make sure you know your insurance policy and coverage on out of country claims. When you get sick out of the country do not use the hotel doctor that can see you immediately.
Instead, call BCBS, wait on hold for 10 minutes, ask where you are allowed to go, get the phone book, look for that place, get a taxi, explain where you need to go, and then go to the ER across the island and wait to be seen.
I filed my claim 9 weeks ago, and was never notified of any decisions made by BCBS. Then, the mean BCBS hung up on me when I asked how long they have known they were not going to pay the claim. Thankfully when I called back I got a nice person who really helped and answered all my questions.
Moral of the story: Know what your policy covers when you travel, and where you can go for medical help if needed!
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I am sooooo ready to go back to work, and be with real people! I am all for taking a day off, but it really stinks when you have to use your sick days for actually being sick.
I have been productive from my couch / bed though! I made "at a glance" objectives for all remaining 6 weeks, finished lesson plans for this week, started next weeks plans, called BCBS, Paid some bills, read my book and have taken a nap between each thing I have done.